Here is the full schedule of fees for GrabrFi features. These fees are effective as of February 18th, 2026.
Account Fees (Checking Account)
Description | Fee |
Account opening | $0 |
Monthly maintenance | $0 |
Account closing Balance $0 or over $20.00 USD | Free |
Account closing Balance between $0.01 and $20.00 USD | Remaining balance applied as closing fee within 30 business days |
Physical check fee | $20.00 |
The physical check fee applies only if we need to mail you a check to return your balance, and you are unable to withdraw it another way.
ACH Transfers (Checking Account)
Description | Fee |
Same-day incoming ACH | $0 |
Standard incoming ACH | $0 |
Add money via linked third-party ACH | $0 |
Same-day outgoing ACH | 0.3% of the amount sent (min $1, max $5 USD) |
Return fee for misdirected ACH | $1 USD |
Wire Transfers (Checking Account)
Description | Fee |
US domestic incoming wire | $5 USD |
US domestic outgoing wire | $15 USD |
International incoming wire | $20 USD |
International US Debit Card Usage Fees
Description | Fee |
ATM withdrawal | $4.99 USD |
Foreign transaction fee on non-USD purchases | 2.5% |
The debit card is linked to the USD checking account only. Stablecoin wallet funds cannot be spent directly with the debit card.
Physical Card Shipping Fee
Tracked delivery
Country | Fee |
Argentina | $21.99 USD |
Brazil | $21.99 USD |
Colombia | $17.99 USD |
Mexico | $17.99 USD |
Untracked delivery
Country | Fee |
All other countries | $11.99 USD |
Withdrawals to Local Currency (Checking Account)
Country | Fee |
Argentina | $5 USD |
Bolivia | $2 USD |
Colombia | $2 USD |
Mexico | $2 USD |
Peru | $2 USD |
Nigeria | $1 USD |
Brazil | $0 |
Stablecoin Transfers to/from Checking Account
These fees apply when sending or receiving stablecoins through your USD checking account. Incoming stablecoins are auto-converted to USD. Outgoing transfers convert USD to the chosen stablecoin.
Description | Fee |
All supported stablecoins and blockchains (except USDT) | 1% of the transfer amount + $1 USD blockchain fee |
USDT transfers (all supported blockchains) | 1.1% of the transfer amount + $1 USD blockchain fee |
Stablecoin Wallet Fees
These fees apply to transfers to and from your stablecoin wallet, where you hold a USDB or USDC balance. All wallet fees are charged in your wallet currency (USDB or USDC), which is pegged 1:1 to USD.
Receiving stablecoins to wallet
Description | Fee |
Incoming USDC | Free |
Incoming USDT | 0.1% conversion fee |
Incoming stablecoins are auto-converted to your wallet currency (USDB or USDC). PYUSD and DAI incoming transfers are not supported.
Sending stablecoins from wallet
Description | Fee |
Outgoing USDC or PYUSD | 0.2% + $1 |
Outgoing USDT | 0.3% + $1 |
Your wallet balance (USDB or USDC) is automatically converted to the destination stablecoin before sending.
Receiving ACH/Wire to wallet
Description | Fee |
Incoming ACH to wallet | 0.8% |
Incoming wire to wallet | 0.8% + $15 |
Incoming USD is converted to your wallet currency (USDB or USDC). Wallet bank account details are provided by Lead Bank through Bridge.
Checking Account / Wallet Conversions
Move funds between your USD checking account and your stablecoin wallet. Conversions are processed via the ACH network (same business day on business days).
Description | Fee |
USD checking account to stablecoin wallet | 0.8% |
Stablecoin wallet to USD checking account | 1% + $1 |
All fees are in US dollars (USD) unless otherwise noted. Wallet fees are charged in wallet currency (USDB or USDC), pegged 1:1 to USD. GrabrFi reserves the right to update this fee schedule at any time. The most current version is always available at help.grabrfi.com.