Your global account lets you receive and send money using ACH, Wire transfers, and stablecoins.
Transfer limits depend on the type of transfer and how the funds are sent. Some have specific limits, while others don't have a fixed published maximum. Here are some details that might help.
Receiving money
When you receive money, the limit depends on who sends it.
Incoming transfer type and sender | Limit per transfer |
Stablecoins | No published limit |
ACH or Wire from a business, employer, or platform (payroll, Upwork, Deel, marketplaces) | No published limit |
ACH or Wire from another person using their personal external account* | $4,000 |
Same Day ACH (excluding person to person transfers)** | Up to $1,000,000 |
The $4,000 limit only applies to person to person transfers from an individual's personal bank account. It does not apply to payments from businesses, employers, payroll providers, or platforms.
*Same Day ACH limits up to $1,000,000 apply to all, except to person to person transfers from an individual's personal bank account, those have a limit of $4,000 per transfer.
Sending money
Sending stablecoins
These limits apply when you send stablecoins (USDC, USDT, or PYUSD) from your global account to an external address.
Period | Limit |
Per transaction | $30,000 |
Daily | $40,000 |
Monthly | $100,000 |
Yearly | $360,000 |
Sending by ACH or wire
These limits apply when you send ACH and Wire transfers.
Transaction Type | Per transaction | Daily limit | Monthly limit | Yearly limit |
ACH | $30,000 | $40,000 | $100,000 | $360,000 |
Domestic Wire | $30,000 | $40,000 | $100,000 | $360,000 |
Note: International wire (SWIFT) transfers are being enabled. This option may not be active yet when you read this, and we will let you know as soon as it is available.
Large transfers
Large or unusual transfers may require additional security or compliance review before they're completed. This review is separate from your transfer limits and may add processing time.
Minimum amounts
The minimum you can send or receive depends on the stablecoin and network:
Stablecoin / Network | Minimum to send | Minimum to receive |
USDC (all networks) | $1 | $1 |
USDT on Ethereum | $20 | $2 |
USDT on Tron | $5 | $5 |
USDT on Solana | $20 | $2 |
Withdrawals and top-ups in local currency
If you withdraw funds to your local currency or add funds using local payment methods, the following limits apply:
Daily | Monthly | Yearly | |
Withdrawals | $5,000 | $20,000 | $180,000 |
Top-ups | $2,000 | $15,000 | $180,000 |
Why don't some transfers have a published limit?
Some methods don't have a fixed maximum amount. Instead, transfers are assessed based on account verification, compliance requirements, and payment rail capabilities. Large transfers may require additional review before they're processed.