This article explains the fees and estimated processing times for sending, receiving, and converting stablecoins in your GrabrFi account, whether through your USD checking account or your stablecoin wallet.
Stablecoin Transfer Fees (Checking Account)
All supported stablecoins and blockchains (except USDT): 1% of the transfer amount + $1 USD blockchain fee
USDT transfers (all supported blockchains): 1.1% of the transfer amount + $1 USD blockchain fee
Stablecoin Transfer Fees (Wallet)
Receiving stablecoins to wallet
Incoming USDC: Free
Incoming USDT: 0.1% conversion fee
Sending stablecoins from wallet
USDC or PYUSD: 0.2% + $1
USDT: 0.3% + $1
Conversions between checking and wallet
Checking to wallet: 0.8%
Wallet to checking: 1% + $1
Receiving ACH/Wire to wallet
Incoming ACH: 0.8%
Incoming wire: 0.8% + $15
What you see is what you pay
Service fee: Displayed clearly in-app before confirmation.
Network fee: Already included in the total service cost.
No hidden charges. You always see the full amount before confirming.
Processing times
Wallet-funded stablecoin sends: Minutes (blockchain confirmation only, no ACH step).
Wallet receives: Blockchain confirmation only (typically minutes).
Checking/wallet conversions: Same business day via ACH. Weekends and holidays processed next business day.
GrabrFi vs other platforms
Compared with other apps and services, GrabrFi offers some of the most competitive rates for sending stablecoins.
Other apps like Takenos or Belo often charge additional FX fees or higher service percentages (in some cases up to 3% or $5+ per transfer), resulting in lower received amounts.
Overall, GrabrFi's pricing remains simple, predictable, and transparent, with no surprise deductions or extra network costs added after confirmation.