Stablecoin Wallet Transaction Limits


Your stablecoin wallet has its own transaction limits, separate from your USD checking account limits. Below you will find limits for sending, receiving, and converting stablecoins.

Sending stablecoins from your wallet

The following limits apply when you send stablecoins (USDC, USDT, or PYUSD) from your wallet to an external wallet address.

Period

Limit

Per transaction

$30,000

Daily

$40,000

Monthly

$100,000

Yearly

$360,000

Minimum outgoing transfer amounts

The minimum amount you can send depends on the stablecoin and blockchain network:

Stablecoin / Network

Minimum

USDC (all networks)

$1

PYUSD on Solana

$1

USDT on Ethereum

$20

USDT on Tron

$5

Receiving stablecoins to your wallet

There are currently no daily, monthly, or yearly limits on incoming stablecoin deposits to your wallet. Per-transaction limits may apply based on your verification level and risk profile.

Minimum incoming deposit amounts

The minimum deposit amount depends on the stablecoin and network:

Stablecoin / Network

Minimum

USDC (all networks)

$1

USDT on Ethereum

$2

USDT on Tron

$5

PYUSD and DAI deposits are not supported.

Converting between your wallet and checking account

When you move funds from your stablecoin wallet to your USD checking account, the following limits apply:

Period

Limit

Per transaction

$30,000

Daily

$30,000

Monthly

$90,000

Yearly

$360,000

Converting from your checking account to your wallet does not have separate wallet-side limits, but standard ACH limits from your checking account apply.

Receiving ACH or wire transfers to your wallet

You can receive ACH or domestic wire transfers directly to your wallet. These transfers share the same limits as standard incoming ACH and wire transfers to your checking account. SWIFT transfers are not supported for the wallet.

Sending stablecoins from your checking account

If you send stablecoins from your USD checking account instead of your wallet, the wallet limits above do not apply. Checking account stablecoin sends share the same limits as outgoing ACH transfers from your checking account. See the Account Transfer Limits article for the full schedule.

How limits reset

Daily limits reset 24 hours after the last transaction of that type.

Monthly limits reset one calendar month after the last transaction of that type.

Yearly limits reset one calendar year after the last transaction of that type.

Can my limits change?

GrabrFi or Bridge may adjust your limits based on your region, verification level, and risk profile. In some cases, you may be asked to complete additional verification before your limits are increased. If you need higher limits, contact GrabrFi support.


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