Why stablecoin transfers are not instant?


Stablecoin transfers through GrabrFi include a regulated U.S. banking step before funds are settled on-chain. This ensures compliance and transparency but means processing follows ACH cut-off times and U.S. banking hours. Transfers sent before the final processing window of the day often complete the same business day. Those sent after cut-off, on weekends, or U.S. holidays are processed the next business day.

ACH processing cut-offs:

  • 08:30 AM CST

  • 1:15 PM CST

  • 3:15 PM CST


For same-day delivery, send your transfer before 3:15 PM CST on business days.

You’ll always see an estimated delivery date before confirming in-app.


Was this article helpful?