These fees are effective as of November 6, 2026
Account fees
Description | Fee |
Account opening | $0 |
Monthly maintenance | $0 |
Account closing (balance $0 or over $20.00) | Free |
Account closing (balance between $0.01 and $20.00) | Remaining balance applied as closing fee within 30 business days |
Physical check fee | $20.00 |
The physical check fee applies only if we need to mail you a check to return your balance and you are unable to withdraw it another way.
Bank Transfers (ACH and Instant)
ACH is a US bank network that processes transfers in batches, which keeps costs low. It is a good option for most everyday transfers.
Description | Fee |
Same-day incoming ACH | $0 |
Standard incoming ACH | $0 |
Add money via linked third-party ACH | $0 |
Same-day outgoing ACH | 0.5% (min $1, max $10) |
Return fee for misdirected ACH | $1 |
Incoming FedNow transfer | $0 |
Incoming RTP transfer | $0 |
Wire transfers
A wire is an individual bank transfer, faster than ACH but more expensive because each one is processed on its own.
Description | Fee |
US domestic incoming wire | $15 |
US domestic outgoing wire | 0.5% (min $15, max $30) |
SWIFT international incoming wire | $20 |
Stablecoin fees
You can send and receive stablecoins directly on supported blockchains. Fees depend on the stablecoin and are charged in your account currency.
Receiving stablecoins
Description | Fee |
Incoming USDC | Free |
Incoming USDT | Free |
Incoming stablecoins are automatically converted to your account currency (USDB or USDC).
Sending stablecoins
Description | Fee |
Outgoing USDC or PYUSD | 0.5% + $1 (max $10) |
Outgoing USDT | 0.5% + $1 (max $10) |
Your account balance is automatically converted to the destination stablecoin before sending.
Global card usage fees
The global card is a prepaid Visa you can use anywhere Visa is accepted.
Description | Fee |
Foreign transaction fee (purchases in the United States) | Free |
Foreign transaction fee (purchases outside the United States) | 1.5% |
The foreign transaction fee is based on where the merchant is located: no fee for purchases in the United States, and 1.5% for purchases outside the United States. The global card cannot be used at ATMs.
QR payments
Pay at local merchants by scanning a QR code, funded from your global account.
Country | Fee |
Argentina | $0 |
Brazil | $0 |
Peru | $0.50 |
Bolivia (coming soon) | $0.10 |
Colombia (coming soon) | $0.10 |
Withdrawals to local currency
Withdraw funds to your local currency in supported countries.
Country | Fee |
Argentina | $5 |
Bolivia | $2 |
Colombia | $2 |
Mexico | $2 |
Peru | $2 |
Nigeria | $1 |
Brazil | $0 |
Uruguay | $2.99 |
Boost
Opt into Boost to earn a rate on your balance. There are no lock-ups and no minimums.
Description | Fee |
Move funds into Boost | Free |
Move funds out of Boost | Free |
All fees are in US dollars unless otherwise noted. Your account balance is held as digital dollars (USDB or USDC), pegged 1:1 to the US dollar. GrabrFi reserves the right to update this fee schedule at any time. The most current version is always available at help.grabrfi.com.