Here is the full schedule of fees for GrabrFi features. These fees are effective as of April 29th, 2026.
Account Fees (Checking Account)
Description | Fee |
Account opening | $0 |
Monthly maintenance | $0 |
Account closing Balance $0 or over $20.00 USD | Free |
Account closing Balance between $0.01 and $20.00 USD | Remaining balance applied as closing fee within 30 business days |
Physical check fee | $20.00 |
The physical check fee applies only if we need to mail you a check to return your balance, and you are unable to withdraw it another way.
ACH Transfers (Checking Account)
Description | Fee |
Same-day incoming ACH | $0 |
Standard incoming ACH | $0 |
Add money via linked third-party ACH | $0 |
Same-day outgoing ACH | 0.3% of the amount sent (min $1, max $5 USD) |
Return fee for misdirected ACH | $1 USD |
Wire Transfers (Checking Account)
Description | Fee |
US domestic incoming wire | $5 USD |
US domestic outgoing wire | $15 USD |
International incoming wire | $20 USD |
International US Debit Card Usage Fees
Description | Fee |
ATM withdrawal* | $0 |
Foreign transaction fee on non-USD purchases | 1.5% |
*GrabrFi does not charge ATM withdrawal fees. The ATM operator may charge its own fee, which GrabrFi does not set or receive.
The debit card is linked to the USD checking account only. Stablecoin wallet funds cannot be spent directly with the debit card.
QR Payments
Pay at local merchants by scanning a QR code. Payments can be funded from your USD checking account or stablecoin wallet.
Country | Fee |
Argentina | $0 |
Brazil (coming soon) | $0 |
Bolivia (coming soon) | $0.10 USD |
Colombia (coming soon) | $0.10 USD |
Peru (coming soon) | $0.50 USD |
Physical Card Shipping Fee
Tracked delivery
Country | Fee |
Argentina | $21.99 USD |
Brazil | $21.99 USD |
Colombia | $17.99 USD |
Mexico | $17.99 USD |
Untracked delivery
Country | Fee |
All other countries | $11.99 USD |
Withdrawals to Local Currency (Checking Account)
Country | Fee |
Argentina | $5 USD |
Bolivia | $2 USD |
Colombia | $2 USD |
Mexico | $2 USD |
Peru | $2 USD |
Nigeria | $1 USD |
Brazil | $0 |
Uruguay | $5 USD |
Stablecoin Transfers to/from Checking Account
These fees apply when sending or receiving stablecoins through your USD checking account. Incoming stablecoins are auto-converted to USD. Outgoing transfers convert USD to the chosen stablecoin.
Description | Fee |
All supported stablecoins and blockchains (except USDT) | 1% of the transfer amount + $1 USD blockchain fee |
USDT transfers (all supported blockchains) | 1.1% of the transfer amount + $1 USD blockchain fee |
Stablecoin Wallet Fees
These fees apply to transfers to and from your stablecoin wallet, where you hold a USDB or USDC balance. All wallet fees are charged in your wallet currency (USDB or USDC), which is pegged 1:1 to USD.
Receiving stablecoins to wallet
Description | Fee |
Incoming USDC | Free |
Incoming USDT | 0.1% conversion fee |
Incoming stablecoins are auto-converted to your wallet currency (USDB or USDC).
Sending stablecoins from wallet
Description | Fee |
Outgoing USDC or PYUSD | 1% + $1 |
Outgoing USDT | 1.1% + $1 |
Your wallet balance (USDB or USDC) is automatically converted to the destination stablecoin before sending.
Receiving ACH/Wire to wallet
Description | Fee |
Incoming ACH to wallet | Free |
Incoming wire to wallet | $15 |
Incoming USD is converted to your wallet currency (USDB or USDC). Wallet bank account details are provided by Lead Bank through Bridge.
Checking Account / Wallet Conversions
Move funds between your USD checking account and your stablecoin wallet. Conversions are processed via the ACH network (same business day on business days).
Description | Fee |
USD checking account to stablecoin wallet | Free |
Stablecoin wallet to USD checking account | 1% + $1 |
Boost Wallet
The Boost Wallet holds USDB and is eligible for the Boost Rewards program. Funds can only be moved between the Boost Wallet and your Stablecoin Wallet.
Description | Fee |
Transfer from Stablecoin Wallet to Boost Wallet | Free |
Transfer from Boost Wallet to Stablecoin Wallet | Free |
All fees are in US dollars (USD) unless otherwise noted. Wallet fees are charged in wallet currency (USDB or USDC), pegged 1:1 to USD. GrabrFi reserves the right to update this fee schedule at any time. The most current version is always available at help.grabrfi.com.