Important
The fees on this page apply to global account holders. If you have not upgraded yet and still hold a US dollar account, please refer to your account agreement for the fees that apply to your account.
These fees are effective as of September 3, 2026
Account fees
Description | Fee |
Account opening | $0 |
Monthly maintenance | $0 |
Account closing (balance $0 or over $20.00) | Free |
Account closing (balance between $0.01 and $20.00) | Remaining balance applied as closing fee within 30 business days |
Physical check fee | $20.00 |
The physical check fee applies only if we need to mail you a check to return your balance and you are unable to withdraw it another way.
ACH transfers
ACH is a US bank network that processes transfers in batches, which keeps costs low. It is a good option for most everyday transfers.
Description | Fee |
Same-day incoming ACH | $0 |
Standard incoming ACH | $0 |
Add money via linked third-party ACH | $0 |
Same-day outgoing ACH | 0.5% (min $1, max $10) |
Return fee for misdirected ACH | $1 |
Wire transfers
A wire is an individual bank transfer, faster than ACH but more expensive because each one is processed on its own.
Description | Fee |
US domestic incoming wire | $15 |
US domestic outgoing wire | 0.5% (min $15, no max) |
International wire (SWIFT) is being enabled; fees will be added when it launches.
Stablecoin fees
You can send and receive stablecoins directly on supported blockchains. Fees depend on the stablecoin and are charged in your account currency.
Receiving stablecoins
Description | Fee |
Incoming USDC | Free |
Incoming USDT | 0.1% conversion fee |
Incoming stablecoins are automatically converted to your account currency (USDB or USDC).
Sending stablecoins
Description | Fee |
Outgoing USDC or PYUSD | 1% + $1 |
Outgoing USDT | 1.1% + $1 |
Your account balance is automatically converted to the destination stablecoin before sending.
Global card usage fees
The global card is a prepaid Visa you can use anywhere Visa is accepted.
Description | Fee |
Foreign transaction fee (purchases in the United States) | Free |
Foreign transaction fee (purchases outside the United States) | 1.5% |
The foreign transaction fee is based on where the merchant is located: no fee for purchases in the United States, and 1.5% for purchases outside the United States. The global card cannot be used at ATMs.
QR payments
Pay at local merchants by scanning a QR code, funded from your global account.
Country | Fee |
Argentina | $0 |
Brazil | $0 |
Peru | $0.50 |
Bolivia (coming soon) | $0.10 |
Colombia (coming soon) | $0.10 |
Withdrawals to local currency
Withdraw funds to your local currency in supported countries.
Country | Fee |
Argentina | $5 |
Bolivia | $2 |
Colombia | $2 |
Mexico | $2 |
Peru | $2 |
Nigeria | $1 |
Brazil | $0 |
Uruguay | $2.99 |
Boost
Opt into Boost to earn a rate on your balance. There are no lock-ups and no minimums.
Description | Fee |
Move funds into Boost | Free |
Move funds out of Boost | Free |
All fees are in US dollars unless otherwise noted. Your account balance is held as digital dollars (USDB or USDC), pegged 1:1 to the US dollar. GrabrFi reserves the right to update this fee schedule at any time. The most current version is always available at help.grabrfi.com.