Términos de uso GrabrFi


Last updated: June 3, 2022

Welcome to GrabrFi. We provide a platform (the “Platform”) to access banking services offered by our partner Synapse Brokerage LLC ("Synapse"). Please see below for more details.

IMPORTANT NOTICE: PLEASE READ THIS AGREEMENT CAREFULLY, IT CONTAINS A BINDING ARBITRATION PROVISION AND A CLASS ACTION WAIVER THAT AFFECTS YOUR LEGAL RIGHTS AND REMEDIES AS DETAILED IN THE SECTION TITLED ARBITRATION AND CLASS ACTION WAIVER BELOW. PLEASE READ CAREFULLY AND DISCONTINUE USE OF THE GRABRFI SERVICE IF YOU DO NOT AGREE.

GrabrFi is a service (the “Service”) provided by Grabr, Inc. including its subsidiaries, affiliates, agents, and assigns (“we,” “us,” or “our”). GrabrFi allows users to open a cash management account through which you can access other financial services. This page provides the terms by which you may access and use the cash management account, and financial services we provided on our website and app (collectively “App”). By accessing or using our Service, or otherwise manifesting your assent to these Terms of Use (the “Agreement” or “Terms”), you signify that you have read, understood, and agree to this Agreement.

This Agreement contains important information about Your legal rights, remedies, and obligations.  References to “You” or “Your” mean the person(s) who accesses, uses, and/or uses GrabrFi or the Service in any way, and each of their heirs, successors, and assigns. By accessing or using any part of our Service, You are agreeing to this Agreement, and incorporated and referenced documents.

Services Provided by Our Partners. GrabrFi banking services are provided by Synapse, a brokerage firm regulated by FINRABy opening a cash management account on GrabrFi, you agree to Synapse’s Cash Management Account Agreement. Synapse provides cash management account services. By agreeing to this Agreement and Privacy Policy, you also agree to the Synapse Cash Management Account Agreement and the policies below:

GrabrFi Privacy Policy – https://help.grabrfi.com/en/content/privacy-notice

Synapse Terms of Service - https://synapsefi.com/tos

Synapse Privacy Policy - https://synapsefi.com/privacy

Synapse Cash Management Agreement – https://app.grabrfi.com/more (to access your signed agreement)

Consumer Cardholder Agreement – https://app.grabrfi.com/more (to access your signed agreement)

If you open a GrabrFi account, the account will be administered by Synapse. To report a complaint relating to the bank services, email help@synapsefi.com or call +1 (415) 688-2943.

Electronic Communications. You agree to receive all notices and other communications from us electronically. We do not offer physical mail or paper notifications or statements. If you notify us that you no longer want to receive electronic communications, we will close your account.

Changes to this Agreement. Subject to applicable law, Grabr reserves the right to modify these Terms at any time. Grabr will provide email notice of any changes to the Terms and we will post the updated version of the Terms on our App. Your continued use of the Services after receiving such notice will evidence your consent to the updated Terms.

User Information, Accuracy & Updates. To access GrabrFi, you must create a user account with Grabr. This process will include creation of a Login ID and password to access the App and the Services. When you sign up for a user account, you agree to provide accurate, current, and complete information—such as your name, mailing address, and email address –as may be prompted by any registration forms available through the App, in connection with the Services or as otherwise requested by Grabr or its partners for such information (“User Information”). You further represent that you are a legal owner of, and that you are authorized to provide us with, all User Information and other information necessary to facilitate your use of the App and the Service.

In order to use certain parts of the Service, Grabr or its partners may be required to verify your identity. You authorize us to make any inquiries we consider necessary to validate your identity. If you do not respond to such inquiries or we cannot verify your identity, we can refuse to allow you to use the App and/or the Service.

Should any of your User Information change, you agree that you will update this information as soon as possible. To update your User Information, you may go to the Profile section of the Grabr app, click on “Settings,” and update your User Information accordingly.

Should you believe or have reason to believe that any of your User Information, including your Login ID and/or password, has been compromised, or that another person is accessing your user account through some other means, you agree to notify us as soon as possible.

Overview of Services

  1. GrabrFi Account Services. As is explained above, GrabrFi offers a cash management account through our partner Synapse.

  2. Currency Conversion Services. We also offer services to add funds to your cash management account in United States Dollars through the conversion of other currencies. We do not provide these conversion services ourselves. Currency conversion services are provided by third parties and vary depending on the currency and country of origin. You must separately agree to any terms of service provided by these third parties. You may find a list of third parties through which this service is provided by currency below:

Argentinian Peso: dLocal LLP

Brazilian Real: dLocal LLP

Limits to currency conversion services are solely limited by your bank account financial transaction limits. 

In addition to any limits imposed by our partners, within a given business week (Monday to Friday, 9 AM to 5 PM Eastern Time), the first $100.00 of currency conversions will be made available to your account balance instantly. Any amount over $100.00 will be made available to your account balance within nine business days after the time of a transaction or longer if specified by our partner.

Currency exchange rates are subject to change without notice and will be provided to you at the time of a requested transaction.

Schedule of Fees. Grabr charges account holders fees for particular transactions. You can find current fees on our website. To the extent required by law, we will provide advance notice of any increase in fees.

To the extent permitted by law, Grabr reserves the right to modify transaction fees at any time via electronic notice. In the event that a change to our transaction fees or terms of service will result in an increase of fees, an increase of liability to our users, fewer types of electronic funds transfers or stricter limitations, you will be notified via email 30 days before the effective date. To view an update-to-date schedule of fees, see GrabrFi Pricing.

Incurred fees will be debited from your account per the terms of your account agreement and will be reflected on your periodic statement.

Overview of App Services. If you open a GrabrFi Account, you will be able to manage your account, view your transaction history and other account information, perform certain transactions, and access various features of your account and card using the App Services available through the App. Your use of the App Services is governed by these Terms. However, the GrabrFi Banking Account and any transactions you make on it (including transactions you initiate through the App Services) are covered by your Cash Management Account Agreement.

Available Features and Transactions. The Mobile Banking Services allow you to perform the following functions and transactions on your GrabrFi Banking Account:

  • View your balance and at least the last 90 days of transaction history.

  • Transfer funds between your GrabrFi Banking Account and a linked account. This feature is only available if you have linked a separate bank account to your GrabrFi account.

  • Access the “Send a Check” service that allows you to send payments to pay your bills and other expenses from your GrabrFi Banking Account.

  • Update your email address, mailing address and other account-related information.

  • Obtain live support and customer service through the Mobile App’s chat function.

  • Other transactions, features or capabilities as may be offered in the future.

Account Information, Balances and Transaction History. The account information that you access through the App Services will generally be current as of the business day you access the information, unless another time is specified.

Wire Transfers. Time Restrictions. Daily time restrictions for wire acceptance: 10:00 AM PST is the cut off time for international wires, 1:00 PM PST is the cut off time for domestic wire transfers. Any wire transfer instructions received after these times will be processed the following business day.

Security Procedures. You will be required to use a Two-Factor Authentication control, in addition to Your login, to authorize a wire transfer. This control is an appropriate security procedure, designed to verify the authenticity of the order, and not to detect errors in transmission.

No Cancellation. All wire requests are final and are not subject to recall orders or stop payments.

Payment Order. You may only initiate a wire transaction via the GrabrFi website. You are solely responsible for the accuracy of the information contained in the payment order. The wire transaction will be completed relying exclusively on the information provided by you.

Authorization to Transfer Funds. Via the wire services, you must authorize Synapse’s partner bank(s) to execute payment orders on their behalf and to debit the user's account specified in the payment order for the amount of the wire transfer.

Intellectual Property. All information and material on our App (collectively the “Materials”), other than content provided by you ("User Content"), is either owned by Grabr or is licensed by the respective owners. You are not allowed to use these materials except as we permit You to do so in writing. The trademarks and service marks Grabr and the associated logo and graphics are owned by Grabr, protected by copyright, trademark, and other laws of the United States, foreign countries, and international conventions. Any other marks are the property of their respective owners. You agree that You recognize our rights and the rights of third parties in their respective marks and that You may not copy, use or other exploit them except as permitted in writing. We retain ownership of all of our intellectual property rights and You have no rights to our intellectual property or rights in intellectual property.

Subject to Your continued compliance with these Terms, and in Our sole discretion, Grabr grants You a limited, non-exclusive, revocable, royalty-fee, fully paid up, nontransferable, and non-sublicensable license to reproduce and display content from the App (excluding any software source code) only in connection with Your access to and participation in the Grabr Platform for Your personal and non-commercial use. You will not use, copy, adapt, modify, prepare derivative works based upon, distribute, sell, perform, or display content, except as expressly permitted in the Terms. No other licenses or rights are granted to You by implication or otherwise under any intellectual property rights owned or controlled by Grabr or its licensors.

Copyright. We respect and expect You to respect copyright law. Where warranted, we will terminate the Account of any user who repeatedly infringes or is believed to be repeatedly infringing the rights of copyright holders. Please see our Copyright & DMCA Policy for more information.

Prohibited Actions. You agree not to: (a) decompile, reverse engineer, disassemble, modify, reduce the App to human perceivable form or create derivative works based upon the App or any part thereof; (b) disable any licensing or control features of the App; (c) “frame” the App or any portion thereof or otherwise cause the App or its contents to appear to be provided by anyone except Grabr; (d) introduce into the App any virus or other code or routine intended to disrupt or damage the App, or alter, damage or delete any Materials, or retrieve or record information about the App or its users; (e) merge the App or Materials with another program or create derivative works based on the App or Materials; (f) remove, obscure, or alter any notice of the copyright or other proprietary legends on the App or Materials; (g) sublicense, assign, translate, rent, lease, lend, resell for profit, distribute or otherwise assign or transfer the Materials or access to the App to others; (h) use, or allow the use of, the App or the Materials in contravention of any federal, state, local, foreign or other applicable law, or rules or regulations of regulatory or administrative organizations; or (i) otherwise act in a fraudulent, illegal, malicious or negligent manner when using the App. Except as expressly provided herein, Grabr and the third parties reserve all rights with respect to the App, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations.

Account Registration, Member Verification and Other Member Representations And Warranties. To access some of our features and services, You will need to validly register to open an account (“Account”) and become a member (“Member”). Eligibility for GrabrFi accounts is not guaranteed. We and our banking partner will determine eligibility.

You are only eligible to have one (1) account at a time, and are not allowed to transfer Your account at any time to another person or entity. As indicated above, by doing so, You represent and warrant that you are over the age of eighteen (18) and are capable of entering into legally binding agreements in the relevant jurisdiction(s).

You also represent and warrant that You will comply with all US and California laws and financial regulations. You also represent and warrant that (i) neither You nor the subject of Your transaction is the subject of a United States or other country’s embargo, or that it has been designated by the United States Government as a “terrorist supporting” country and that (ii) You are not listed on any United States Government or any other country’s list of prohibited or restricted parties.

To create a Member account, You must create a password-protected account. For additional security we require multi-factor authentication, where an SMS code will be sent to your registered mobile phone. The password You created and the SMS code will be required to access your Account. You may register for an Account using Your email and creating a password, or by using Your existing third-party networking accounts that are enabled by Grabr now or in the future such as Google, or Facebook, Twitter, or others (“Third Party Networks”), if any. You agree to provide accurate, current, and complete information during the Account registration process and at all other times when You use the GrabrFi Platform, and to continually update information sufficient to keep it accurate, current, and complete. You and You alone are responsible for safeguarding your GrabrFi Account password and other information, if applicable to a Third Party Network, and You are solely responsible for all activity that occurs on or through your Account or Third Party Network- created account and that You will immediately inform Grabr of any suspected unauthorized use. Grabr is not liable or otherwise responsible for any loss or damage that any party claims is caused in whole or part by unauthorized use of Your Account. Notwithstanding the foregoing, You may, however, be liable or responsible to Grabr or third parties due to unauthorized use of Your Account.

You will be required to submit a valid and current form of identification and photographic proof that You are the owner of said identification. Identification services are provided by Stripe, Inc.

You acknowledge and agree that, as permitted by applicable laws, Grabr may in its sole discretion, but is not obligated to, obtain reports from consumer reporting agencies or otherwise review publicly available information about Members, including databases compiling information about criminal convictions relating to, without limitation, crimes of violence, theft, burglary, conspiracy, abuse, neglect, fraud, dishonesty, perjury, forgery, embezzlement, cyber crimes, identity theft, drug related offense, obstruction, organized crime, prostitution, warrant violations, weapons offenses and crimes which endanger the life or property of others. By accessing or using the Grabr Platform, You authorize us to use Your personal information (including name, address, date of birth or other identifying information) to obtain these reports and agree that We may, in Our sole discretion suspend, cancel, block, restrict, or terminate Your access to the Grabr Platform based upon Our evaluation of such reports, again in our sole discretion.

SMS or Text Messaging. By creating an Account, and becoming a Member, You agree that We may send you text (SMS) messages as part of the normal business operation of Your use of the GrabrFi Platform. Such uses include without limitation, to provide You with information you requested from Grabr, to provide you with multi-factor authorization login codes, to alert you to account activity, to let you know about features, functions, improvements or changes to the Platform, or other aspects of your Account.

These text (SMS) messages may be automated or non-automated, and while Grabr does not charge You to send or receive such messages, message and data rates may still apply by your carrier or other provider. You may opt-out of receiving text (SMS) messages from Us at any time by contacting our Support team. You acknowledge that opting out of receiving text (SMS) messages may impact Your use of and ability to fully access and use the GrabrFi Platform.

These text (SMS) messages may be automated or non-automated, and while Grabr does not charge You to send or receive such messages, message and data rates may still apply by your carrier or other provider. You may opt-out of receiving text (SMS) messages from Us at any time by contacting our Support team. You acknowledge that opting out of receiving text (SMS) messages may impact Your use of and ability to fully access and use the GrabrFi Platform.

Prohibition on Scripts, Bots, Third Parties, etc.

You shall not:

  • Use any automated system including but not limited to robots, spiders, offline readers, crawlers, or scrapers to access, copy, maintain or compile the Grabr Platform or content thereon for any purpose without Grabr’s prior written approval;

  • In any manual or automated way copy, appropriate, use or disclose any copyrighted text, or other intellectual property, rights of publicity, privacy or contract rights or otherwise misuse or misappropriate Grabr Platform information or content including but not limited to, use on a mirrored, competitive, or third-party site;

  • Transmit more request messages through the Grabr Platform in a given period of time than a human can reasonably produce in the same period by using a conventional online web browser;

  • Take any action that (a) may unreasonably encumber the Grabr Platform’s infrastructure; (b) interferes or attempts to interfere with the proper working of the Platform or any third-party participation; (c) bypasses measures that are used to prevent or restrict access to the Grabr Platform; (d) circumvents, disables, or otherwise interferes with security features of the Grabr Platform; (e) distributes viruses or any other technologies that may harm Grabr or users; (f) uses the Grabr Platform in a way that violates any copyrights, trade secrets, or other rights of any third party, including privacy or publicity rights; or (g) circumvents or manipulates and fees, fee structure, or billing claimed or owed as a result of the use of services.

Indemnification. Except where prohibited by law, You agree to release, defend, indemnify, and hold Grabr and its affiliates and subsidiaries, and their respective officers, directors, investors, employees and agents, harmless from and against any claims, liabilities, damages, losses, injuries, and expenses, including without limitation reasonable legal and professional fees, arising out of or in any way connected with (a) Your access to or use of the GrabrFi or Your violation of these Terms; (b) Your User Content; or (c) Your interaction with any other Third Party.

Limited and Restricted Jurisdictions. GrabrFi limits and restricts services offered based on Your jurisdiction. Information published on this App may contain references or cross-references to services that are not available in your state or country.

Disclaimer of Warranties and Limitation of Liability.

EXCEPT WHERE PROHIBITED BY LAW, THIS APP AND ITS CONTENTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. These warranties are hereby excluded to the fullest extent permissible by law. UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS APP OR THE SERVICES. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law, or $100.00, whichever is less. BY ACCESSING THE APP, YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.”

Exclusions

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS CONTAINED IN THE WARRANTIES OR LIMITATIONS OF LIABILITY PARAGRAPHS IMMEDIATELY ABOVE MAY NOT APPLY TO YOU.

Arbitration and Class Action Waiver

Please Read this Section Carefully. It Affects Your Legal Rights, Including Your Right to File a Lawsuit In Court.

The term “Dispute” means any dispute, claim or controversy between us that arises out of this agreement, or the use of GrabrFi or the Services, or the relationship between us, regardless of legal theory, and includes claims that accrued before the date You entered into this Agreement as well as claims relating to the interpretation, validity, enforcement or scope of the Agreement to arbitrate disputes contained in this Section. The term “Dispute” is to be interpreted in the broadest sense allowed by law. The only disputes excluded from this broad provision are claims that can be resolved in Small Claims Court and certain intellectual property claims, as provided below.

By agreeing to these Terms, You agree to resolve any and all disputes with Grabr as follows:

Initial Dispute Resolution: Most disputes can be resolved without resort to arbitration or litigation. GrabrFi offers phone and email support to assist with questions, services, and disputes. Except for intellectual property and small claims court claims, the parties agree to use their best efforts to resolve all disputes in good faith negotiations between them, which both agree is a precondition to either initiating an arbitration or lawsuit.

Binding Arbitration: If we cannot resolve the dispute with You within thirty (30) days of when You start informal dispute resolution, then the dispute must be resolved by binding arbitration which may be begun by either You or Grabr. All claims or disputes arising out of or relating to these Terms (including the Terms' or Privacy Policy’s formation, performance, and breach), Your relationship with Grabr, and/or Your use of the Grabr Platform shall be finally settled by binding arbitration administered by JAMS in accordance with the JAMS Streamlined Arbitration Procedure Rules, excluding any rules or procedures governing or permitting class or representative actions. (If Your claim exceeds $250,000, You and Grabr agree that the JAMS' Comprehensive Arbitration Rules and Procedures will apply, excluding rules or procedures governing or permitted class or representative actions). The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve all such disputes and has the power to grant whatever relief would be available in a court under law or in equity. The arbitrator’s award shall be written and shall be binding on the parties and may be entered as a judgment in any court of competent jurisdiction.

Starting Arbitration. To start an arbitration, You must do the following: (a) write a Demand for Arbitration that includes a description of the claim and the amount of damages You seek to recover (You may find a copy of a Demand for Arbitration at www.jamsadr.com); (b) send three copies of the Demand for Arbitration, plus the appropriate filing fee, to JAMS, Two Embarcadero Center, Suite 1500, San Francisco, California 94111; and (c) send one copy of the Demand for Arbitration to Grabr at 1355 Market Street, Suite 600, San Francisco, California 94103, ATTN: Legal.

You and Grabr each understand that, absent the mandatory arbitration provision in this Section, they would have the right to sue in court and have a jury trial. You also acknowledge that You are giving up the right to a jury trial and understand that the costs of arbitration and right to pre-trial discovery is more limited than many courts permit.

Location of Arbitration. We both agree that arbitration between Grabr and You shall take place telephonically unless you request an in-person hearing in accordance with applicable rules. If you request a hearing, it will be held in the federal judicial district in which you reside.

Class Action Waiver: You and Grabr each agree that any and all arbitration shall be conducted in their individual capacities only and not as a class action or other representative action, and the parties expressly waive their right to file a class action or seek relief on a class basis or any other representative basis. YOU AND GRABR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

If any court or arbitrator determines that the class action waiver above is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provisions set forth above shall be deemed null and void in their entirety and the parties shall be deemed to have not agreed to arbitrate disputes.

Exception: Litigation of Intellectual Property and Small Claims Court Claims: Notwithstanding Your and Grabr’s decision to resolve all disputes through mandatory arbitration, either party may bring enforcement actions, validity determinations or claims arising from or relating to theft, piracy or unauthorized use of intellectual property in state or federal court or in the United States Patent and Trademark Office to protect its intellectual property rights (“intellectual property rights” means patents, copyrights, moral rights, trademarks, and trade secrets, but not privacy or publicity rights). Either party may also seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction.

Survival. This Arbitration and Class Action Waiver section will not be affected by any termination of Your Account or the Grabr Platform and will survive termination of the relationship between You and Grabr.

Third Party Sites. The Grabr Platform may contain links or connections to third party websites or services that we do not control. You accept the risk of accessing such sites and agree that we are not responsible for any associated risks. We are not responsible for and assume no risk associated with any third party sites or content.

General Terms

Entire Agreement. These Terms constitute the entire agreement between You and Grabr and governs your use of the Grabr Platform, superseding any prior version of these Terms between you and Grabr with respect to the Grabr Platform. 

Additional Terms. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other Grabr rendered services. 

Choice of Law and Forum. You and Grabr each agree that the Terms and the relationship between You and Grabr or between You and any Member or third party shall be exclusively governed by the substantive laws of the State of California without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the Terms, or the relationship between You and Grabr, to the extent not required to be filed in arbitration as provided in these Terms, shall be brought exclusively in the courts located in San Francisco County California or the United States District Court for the Northern District of California. You and Grabr agree to submit to the personal jurisdiction of the courts located within San Francisco County or the Northern District of California, San Francisco Division, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts, to venue in such courts and waive all claims of inconvenient forum.

Waiver and Severability of Terms. The failure of Grabr to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision.

Severability. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. 

No Right of Survivorship and Non-Transferability. You agree that Your Grabr Account is non-transferable and any rights to Your Grabr Account or contents within Your account terminate upon Your death. Upon receipt of a copy of a death certificate, Your account may be terminated and all contents therein permanently deleted.

Statute of Limitations. Unless prohibited by law, you agree that any claim or cause of action arising out of or related to use of the Services or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. 

Section Titles. The section titles in the Terms are for convenience only and have no legal or contractual effect.

Grabr Assignment. Grabr may freely assign the Terms and all of the policies and other documents incorporated or referenced in it (including all rights, licenses, and obligations under it or them), in whole or in part and without notice.

Contact Grabr. If You have any questions, comments, or concerns regarding these terms or the GrabrFi, you may contact us at support@grabrfi.com or 

United States: +1 929-203-5972

Argentina: +54 11 5984-4190

Brazil: +55 11 4673-2043


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